Call Us Call Us Today | 864.964.0622
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Home & Renters Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More
Motorcycle Insurance MOTORCYCLE

Learn about different coverage options that fit your specific needs.

Read More
Boat Insurance BOAT

Finding insurance doesn't have to be difficult. We do the work for you.

Read More

Motorcycle In Garage

Wherever you ride your motorcycle, you recognize that it might face damage risks if a wreck occurs. Those risks might also be present in any parking space you use in public. However, while you might not think about it, even when you leave your bike in your own driveway, it could face risks of damage or theft. That's why many insurers take your location into account when determining your motorcycle insurance premiums. With this in mind, what can you do to protect your bike in your driveway?

You probably know your residence and neighborhood better than anyone else. Therefore, you will know the unique ways you can protect your bike against the hazards that might pop up at any time. Often, it doesn't cost much to take some of these practical steps.

1. Keep The Bike Covered

It goes without saying that if you have a garage or carport, you should place the bike inside. Not only will this keep the bike safe from the elements, it can also help keep it out of sight from potential thieves and vandals.

If you don't have one of these structures, consider investing in a bike cover. This cover often can protect the leather, gauges and mechanics of the bike from damage. It can also act as a bit of camouflage to keep the bike shielded from passers-by.

2. Use Security Steps

You should use as many security steps in your driveway as you would in any parking lot or unfamiliar setting. These might include:

  • Chaining the bike to a structure on the property (some people even take their bikes into the house or onto the porch)
  • Arming the bike's security systems
  • Never leaving personal items in the bike's storage bins
  • Parking the bike out of sight, such as behind a bush or close to the home
  • Installing a security camera to look onto your driveway
  • Keeping a motion-activated light near your driveway

Don't forget to be careful where you park the bike. If you can park it close to the home or out of sight of the public, this might reduce your risks of theft. Also be careful when parking under trees, as falling branches might damage the bike.

3. Have Your Paperwork

If you ever face damage to your bike in your driveway, you'll likely have to turn to a particular part of your motorcycle insurance to compensate you.

Comprehensive coverage applies to bike damage that results from accidents like theft or weather damage. If the bike is simply parked in your driveway when a problem occurs, this is the coverage that will apply. Keep in mind, however, that on most policies, comprehensive coverage is optional, so you'll need to add it to your policy.

Contact Us

Posted 12:00 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2011
  • 2010
  • 2009
  • 2008

View Mobile Version
National General
Great American
© Copyright 2020. All rights reserved.
Powered by Insurance Website Builder