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Select Insurance, LLC Blog: business insurance

View the latest blog posts from Select Insurance, LLC.

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Monday, February 22, 2021

How Does Commercial Auto Insurance Work with Multiple Employees?

Commercial auto insurance is a common necessity for businesses that own or use vehicles for work purposes. There are many factors that can influence the cost of your business’ commercial auto insurance—including the driving records of your employees. READ MORE >>

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Wednesday, December 30, 2020

Who Carries Contractors Insurance?

Contractors insurance is designed to cover contractors, subcontractors and business operations as related to the industry. However, it can be confusing as to who is supposed to carry contractors insurance. Does each individual contractor need insurance? Do businesses hiring contractors have to purchase contractors insurance? READ MORE >>

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Wednesday, October 21, 2020

Do Lunch Break Injuries Qualify for Workers’ Compensation?

When working, employees have a right to take breaks. Of course, this includes bathroom breaks and other periods of relaxation a couple of times per day. Additionally, most people have to take a lunch break or other meal period at some point during their shift. READ MORE >>

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Wednesday, July 15, 2020

Coverage That Contractors Might Need

Contractors provide a variety of services, from construction to plumbing and electrical maintenance. You will need insurance coverage to protect not only your business, but also your customers. Consider some of the policies you might need to add to your portfolio. What Is Insurance For Contractors? READ MORE >>

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Monday, June 15, 2020

What Is Advertising Injury Under General Liability?

When you advertise your company, you must be careful about what you say. If you claim that your product or service can do something it can't (or even imply that it can do something it can't), you could be responsible if your claim fails. But this isn't the only thing you need to be aware of. READ MORE >>

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Wednesday, April 15, 2020

How Much Insurance Do You Need As A General Contractor?

Compared to other professions, contractors face many unique risks. Not only do contractors have clients that rely on them, but they also work on client property with heavy and destructive equipment. This risk is reflected in the amount of insurance contractors need. READ MORE >>

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Thursday, February 20, 2020

Does Commercial Auto Insurance Cover Rental Cars?

Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it's important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. READ MORE >>

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Monday, November 18, 2019

Do I Need Workers Compensation For My Temp Workers?

The job market in the modern era is very different from the one of 20 or 30 years ago. There are thriving professionals in today's industries who have not actually held a "job" in years. So, not technically being "employees," temps, freelancers and day-laborers bring with them workers compensation insurance questions that aren't always easy to answer, but we'll do our best: READ MORE >>

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Tuesday, September 24, 2019

Will General Liability Insurance Cover Advertising Mistakes?

Once of your business' aims is to bring in customers. In an attempt to do so, you might advertise that your company offers a specific product that you claim is unique. But what if another company owns the legal rights to that product? There are many ways advertising can cause financial harm to others. READ MORE >>

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Tuesday, July 16, 2019

Do Contractors Need Equipment Breakdown Coverage?

If you are a construction contractor, you probably know how important it is to keep your projects on schedule. You also likely know that a sudden malfunction in your tools or other equipment might throw a wrench into those plans. As a result, you might see the project grind to a halt. READ MORE >>

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