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Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Home & Renters Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

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Discover the perfect insurance options to meet your specific and unique needs.

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Browse a variety of insurance options in order to find the right one for you.

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Renters Insurance Policy


  • Estimates are that most renters own $30,000 of personal property on average.
  • The landlord's insurance does not cover their tenants' personal property.
  • Renters insurance is very affordable, usually between $100 and $300 per year depending on the amount of coverage. That's less than $1 per day!

Available Coverages

  • Personal property coverage (also known as contents coverage)
  • Guest medical coverage
  • Family personal liability protection
  • Additional living expense coverage

Optional Coverages

  • Extended coverage for jewelry, watches, furs, electronics, cameras, and business equipment
  • Scheduled personal property coverage for jewelry and other more expensive items
  • Identity theft protection
  • Fire department charges
  • Water and sewer backup (Note that this does not include flood)

Coverage Types

  • Actual cash value (ACV) based on depreciated value of personal items
  • Replacement cost (RC) replaces items with new items of like kind and quality

Available Deductibles (Varies By Company)

  • $100
  • $250
  • $500
  • $1,000


  • Multiple policies with the same company
  • Protective devices such as smoke alarms, deadbolt locks, fire extinguishers, and alarm systems
  • Senior citizens and retirees
  • Monthly automatic bank draft or annual paid in full

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Posted 12:00 PM

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