• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us Call Us Today | 864.964.0622
Select Insurance, LLC
Get A Quote Now
  • Home
  • Get A Quote
  • What We Offer
    • Automobile
    • Bonds
    • Business & Commercial
    • Dental
    • Farm
    • Flood
    • Health
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Trucking
    • Vision
    • Watercraft & Boat
    • Windstorm
  • Customer Service
  • File a Claim
  • Make a Payment
  • Blog
  • Resources
    • Important Links
    • Important Files
    • Partners
    • Refer a Friend
  • About Us
    • About Select Insurance, LLC
    • Customer Testimonials
    • Employee Directory
    • Our Locations
    • Privacy Policy
  • Where We Serve
    • Abbeville
    • Anderson
    • Greenville
    • Spartanburg
    • Honea Path
  • Contact
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Home & Renters Insurance HOMEOWNERS

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More
Motorcycle Insurance MOTORCYCLE

Learn about different coverage options that fit your specific needs.

Read More
Boat Insurance BOAT

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Home > Blog > You Hit Someone Backing Up – What Happens Next?
TUESDAY, FEBRUARY 19, 2019

You Hit Someone Backing Up – What Happens Next?

Car Backup Camera

Accidents happen every day. Most often, they occur because we miss a detail while driving. Backing up makes it easy for this to happen. So if an accident occurs, it helps to know what steps to take.

Driving in reverse does not eliminate your responsibility for safe driving. But, are you responsible for the damage from an accident? And, how do you file an auto insurance claim for it?

Consider Responsibility

If you are operating your vehicle, you hold responsibility for its safe function. If you are driving forward and strike someone, you will likely be deemed responsible. The same applies to driving in reverse. Because you are in control of the vehicle, you hold responsibility.

Many concerns arise here. What if two cars are backing up at the same time? What if someone darts around the corner quickly? What if someone walks behind you as you are backing up? Every situation is unique. However, it is up to the authorities to determine fault. Who is responsible depends on the details of each incident.

In most situations, it is best to allow the police to investigate the details. Using cameras and other evidence, they can gather key information to determine fault.

What About Car Insurance?

Whether or not you have coverage for the resulting losses from this type of accident depends on the type of policy you have. If you are unsure, contact your Select Insurance agent.

The circumstances of the accident also matter. Here are a few examples of potential circumstances.

  • Did you cause damage to another person's car? If so, your auto liability insurance may help cover their losses. This includes damage to the person or their property.
  • Did you damage your car? If so, collision insurance may help cover these losses. Keep in mind, not all policies include collision insurance.

When an accident occurs, call the police right away. This is particularly important in states with at-fault car insurance. Here, the person who caused the accident maintains responsibility for the losses of the other party. This does not apply in no fault states. However, every situation still warrants contacting the police department. They can offer insight and guidance to you.

Do you have collision insurance? Many vehicle owners benefit from this aspect of auto insurance. Yet, some do not carry it.

Work with your Select Insurance provider. Ask about the value of adding collision insurance to your policy. In most situations, it is a small additional cost. And, it gives you peace of mind.

Contact Us

Posted 3:00 PM

Tags: car insurance, auto insurance, select insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2011
  • 2010
  • 2009
  • 2008

  • select insurance(42)
  • business insurance(13)
  • auto insurance(10)
  • car insurance(10)
  • home insurance(6)
  • commercial insurance(4)
  • commercial auto insurance(4)
  • contractors insurance(3)
  • motorcycle insurance(3)
  • life insurance(2)
  • general liability insurance(2)
  • workers compensation insurance(2)
  • insurance(2)
  • covid-19(2)
  • classic car insurance(2)
  • liability(1)
  • moving(1)
  • construction insurance(1)
  • renters insurance(1)
  • flood insurance(1)
  • umbrella coverage(1)
  • boat(1)
  • foremost insurance(1)
  • roadside assistance(1)
  • upstate south carolina(1)
  • hurricane(1)
  • pet insurance(1)
  • boat insurance(1)
  • preparedness(1)
  • hurricane insurance(1)
  • umbrella policy(1)
  • personal umbrella insurance(1)
  • home(1)

View Mobile Version
Facebook
Twitter
LinkedIn
Allstate
Progressive
Safeco
Travelers
Foremost
National General
Great American
Twitter

Resources

About Us Get a Quote Join Our Mailing List Contact Us

Contact Us

Map
  • Primary Location
  • 1026 S Main Street
  • Anderson, SC 29264
  • –
  • O: 864.964.0622
  • F: 864.964.1636
  • Click for other office locations
© Copyright 2021. All rights reserved.
Powered by Insurance Website Builder