Commercial And Personal Insurance For Clemson, SC
As home to a major national University, Clemson is one of the principle cities of upstate South Carolina. It is a rapidly growing area and offers lots of opportunities for those who want access to a thriving economy and all the comforts of small-town life.
Still, building the secure life you deserve will mean investing in a strong personal risk management strategy, and part of that strategy should include building a strong personal or commercial insurance portfolio for all your needs.
If you are looking for easily manageable, affordable and reliable insurance benefits, then come to Select Insurance for your policy solutions. We’re the agents that our neighbors and friends trust with their coverage needs, and we want to earn your trust, too.
Call us at 864.964.0622 or request an online quote now to get started!
Our Personal Insurance Offerings:
Select Insurance offers a variety of personal property & casualty insurance plans, including:
-
Car Insurance
-
Motorcycle Insurance
-
RV Insurance
Each policy offers customizable benefits for both the value of the insured property and the liabilities associated with it. Our agents will tailor your coverage, so it always provides you the most effective protection.
Our Commercial Insurance Offerings:
Because every business’ insurance needs vary, we will make sure that the plan options that are best for you are the ones that you get. You won’t go uninsured against essential risks, and you won’t have to pay an arm and a leg for your benefits, either:
-
General Liability Insurance
-
Advertising Injury Insurance
-
Business Owner’s Policy (BOP) Packages
-
Commercial Package Policies
-
Commercial Auto Insurance
-
Workers Compensation Insurance
-
Professional Liability Insurance (E&O) Insurance
-
Umbrella Liability Insurance
-
Inland Marine Insurance
-
Surety Bonds
Common Commercial And Personal Insurance Question:
South Carolina law requires that all drivers carry minimum amounts of auto insurance. These are:
-
$25,000 Bodily Injury Liability Coverage per person
-
$50,000 Bodily Injury Liability Coverage per accident
-
$25,000 Property Damage Liability Coverage
-
Uninsured Motorist Coverage ($25,000/$50,000/$25,000 limits)
However, you can expand your coverage with other protection such as:
You want to make sure that you never suffer unsupportable financial losses in case hazards occur in your home. It’s important to buy the types and amounts of homeowners insurance that will help you fully rebuild your home and protect your financial liability bank in case of an accident on the property.
Homeowners insurance can offer you several different benefits, including:
-
Liability Insurance
-
Living Expenses Benefits
To expand your policy to your advantage, you can buy such added coverage options as:
Multiple other endorsements are also available.
If you buy life insurance on yourself, then you will have a source of financial benefits that you can provide to others after your death.
Your policy will pay out a death benefit to a designated beneficiary, who in turn can use the money to support themselves and their lifestyle following your death.
-
Some people choose their death benefit by multiplying their current annual salary by a certain number of years. This will enable survivors to have access to the deceased’s income for a long period of time, all else being equal.
-
Other people base their policy’s death benefit on a certain value, such as their mortgage, a child’s education costs or similar costs.
Your agent is happy to help you figure out the death benefit that is best for your intended purpose for the policy. Additionally, you can buy multiple policies to go to different purposes and choose death benefits on each.
If you are a small business owner who is looking for manageable and affordable commercial insurance options, then you should consider investing in a business owners policy (BOP). BOPs are insurance packages that offer several essential business insurance benefits in one place. Usually, they include:
You have the option of tailoring the terms of your BOP to your advantage, and you can add endorsements to the BOP to further customize it.
|