General Liability Insurance
General Liability Insurance Information
General Liability Insurance
Serving Anderson, Greenville, Spartanburg & Areas Across Upstate South Carolina
South Carolina ranks in the Top 5 Business-Friendly States in the United States. The Palmetto State offers great economic opportunities and friendly work environments.
Unfortunately, even the friendliest of workplaces face liability risks. Accidents can happen even at the most unexpected of times, and it's important to have the right policy to be prepared.
General Liability pays losses arising from real or alleged bodily injury, property damage, or personal injury on your business premises or arising from your operations. The Hartford's liability programs extend far beyond the provisions of typical policies, with broadened coverage and increased limits in over 30 areas.
Select Insurance is an independent insurance agency that brings you dedicated customer service while finding you the most affordable coverage available in South Carolina. Each business is unique, and we work closely with businessowners to find and adjust the perfect policy for their company. Call us at (864) 964-0622 today or fill out an online quote form to get started.
Frequently Asked Questions
General liability covers three areas:
- Bodily Injury and Property Damage: This section, Coverage A, covers legal fees and property repair costs that arise out of non-professional negligent acts or other accidents that occur on the business property.
- Personal/Advertising Injury: Coverage B is personal and advertising injury, which covers claims regarding libel, slander, copyright infringement or invasion of privacy.
- Medical Payments: This coverage provides compensation for third parties that are injured as a result of normal business operations.
All businesses face a certain amount of liability risk. Accidents can happen in the blink of an eye, and it's important to have coverage both to ensure the victim is compensated and to protect the business from expensive claims. One expensive claim can wipe out a small business without liability coverage.
General liability insurance covers non-professional negligent acts while professional liability covers professional negligent acts. Professional negligent acts are those made by a business professional who claims to be a specialist (such as a surgeon or an accountant) that causes a client to lose money.
The limits on general liability depend on the size and risk of your business. Get in touch with an agent at Select Insurance today or fill out an online quote form to discover how much general liability insurance your company needs.
This number depends on a variety of factors, including:
- Location
- Size of business
- Industry
- Claims history
- Business experience
On average, a general liability insurance policy ranges between $483 and $2,758 a year.
Get Started Today
Select Insurance LLC. strives to provide the best advice and customer service in South Carolina. Please feel free to call one of our offices to speak with an insurance professional:
Or, email your questions and an agent will reply promptly.
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