SR-22 Insurance Information
This is actually one of our specialties. From Non-Owners to insuring a vehicle with the SR-22 filing.
What is an SR-22?
An SR-22 is an insurance document that shows proof of financial responsibility and verification of auto liability coverage. The DMV may require you to provide an SR-22 in addition to your car insurance if you drive under the influence of a drug or alcohol, drive without proper insurance, are a habitual traffic offender, or are involved in a motor vehicle accident.
What is Non-Owner's SR-22
It is just what is says. When you do not own a vehicle, but need SR-22 to get or keep a valid drivers license. Then you can obtain Non-Owner's SR-22 and still show proof of financial responsibility to the DMV.
How does an SR-22 affect you?
An SR-22 must be carried for a designated time period, depending on the severity of your violations. Most offenders can expect to have an SR-22 for up to three years. During this time, you must maintain continuous liability coverage. Any break in coverage will be reported to the state, resulting in the suspension of your license. On top of securing adequate insurance, drivers with an SR-22 status should adhere to traffic laws and refrain from driving after alcohol consumption. After the proper fulfillment of this time period, a driver’s SR-22 status will expire, and driving privileges will be restored.
How much does an SR-22 cost?
The cost of premiums varies depending on the severity of your violations. Minor offenses, such as neglecting to pay a parking ticket, are often paired with more affordable policies. However, major offenses, such as drinking under the influence, are more likely to raise your premiums. To get a free quote, call us today for more information on SR-22 insurance.
Thank your for your interest in Select Insurance LLC. We strive to provide the best advice and customer service throughout South Carolina. Please feel free to call one of our offices to speak with an insurance professional: Anderson - 864-964-0622, Honea Path - 864-369-2662, Abbeville - 864-366-2054 or email your questions and an agent will reply promptly.