Car Insurance

Serving Anderson, Greenville, Spartanburg & Areas Across Upstate South Carolina

In South Carolina in 2017, there was one vehicle crash every 3.7 minutes. Aiken County registered 4,081 of those accidents, and Anderson County counted 5,391. Crashes also caused $4.56 billion in economic losses.

Even one accident is too many. You therefore should strive to protect both your car and yourself whenever you hit the road. To avoid the personal losses associated with wrecks and other incidents, you need car insurance. Select Insurance, LLC can help you enroll in the coverage that protects both you and your vehicle as unique, valuable entities.

Understanding Coverage

Imagine for a moment that you were involved in a car wreck. Think of some of the losses and damage costs you might experience:

• Your vehicle could sustain damage that leads to high repair bills.
• Destruction of your vehicle might mean you have to buy a new car.
• You could cause vehicle damage, property damage or injuries to third parties. The damage might be your responsibility to repair.
• Injuries sustained by you or your passengers might lead to medical bills.

And car wrecks aren’t the only ways your vehicle could sustain damage. You might also experience:

• Weather or fire damage
• Theft
• Vandalism

Think of the risk such damage costs pose to your own solvency. Can you afford to pay for these losses? If you have car insurance in place, your coverage can provide financial reassurance and peace of mind.

What Can My Policy Include?

Your South Carolina auto policy will contain a few mandatory coverage limits. However, you also may add various options to enhance your coverage. Here are some of the most-common policy elements:

Liability Insurance: This insures you against damage you cause others if you are at-fault in a wreck. Most policies contain coverage to pay for a third party’s bodily injuries and property damage.

South Carolina requires all registered drivers to carry liability coverage with at least these limits:

• $25,000 bodily injury coverage per person
• $50,000 total bodily injury coverage per accident
• $25,000 property damage coverage

Uninsured Driver Coverage: This insures you for damage to your own vehicle and to yourself if caused by someone else who doesn’t have appropriate liability coverage.

South Carolina requires all registered drivers to carry coverage valued at least at:

• $25,000 bodily injury coverage per person
• $50,000 total bodily injury coverage per accident
• $25,000 property damage coverage

*You also have the option to enroll in underinsured driver coverage. This coverage will pay in case another driver doesn’t have enough liability coverage for your own losses.

Collision Insurance: This covers damage to your own vehicle after a wreck. A claim on this policy might either repair or replace your car.

Comprehensive Insurance: This pays for your vehicle damage from such non-accident mishaps as weather, fires, theft and vandalism.

Medical Coverage: This pays for your medical bills and those of your passengers.

Other options offer help for roadside assistance and rental car coverage. Ask your agent how to add these protective elements to your policy.

Keep in mind, different elements of your policy will include deductibles. Therefore, you will bear a personal cost responsibility on many claims.

Helping You Get Covered

Here at Select Insurance, LLC, we recognize that when you drive, you take your financial assets with you. We know that if something happens, you could lose everything you’ve worked hard to acquire.

With more than 20 years of combined experience in insurance, our team knows all the tricks of the trade to help you enroll in car insurance that applies directly to you and to your personal security. We can ensure you’ll avoid the hardships imposed by problems you might encounter behind the wheel.

Contact us today at (864) 964-0622 or get a fast, free online car insurance quote. The knowledgeable team at Select Insurance, LLC is ready and waiting to help you get covered.

Get Started Today

Thank your for your interest in Select Insurance LLC. We strive to provide the best advice and customer service throughout South Carolina. Please feel free to call one of our offices to speak with an insurance professional:

• Anderson: (864) 964-0622
• Honea Path: (864) 369-2662
• Abbeville: (864) 366-2054

Or, email your questions and an agent will reply promptly.