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Select Insurance, LLC Blog

View the latest blog posts from Select Insurance, LLC.

There are many different factors that go into the bottom line price that companies use to rate your auto insurance premium. If it were not for computers, I would not even know where to start. The four main rating factors for auto insurance are: Age, credit, car and driving history. Age READ MORE >>

Boating is a great way to relax. You can spend long days on the lake with your friends, having fun and soaking up the sun. However, resist the temptation to crack open a tall, cold one to add to the excitement. Drinking while commanding a boat might be against the law. Here's why. READ MORE >>

Before you take off on a road trip or even commute around town, if you are left on the side of the road what would you do? Of course, if you have a family member or a friend nearby, you could call them. But what if you are out of town and need roadside help? READ MORE >>

I was raised in the Upstate of South Carolina, and I admit I never lived anywhere else, but I feel that we have one of the best areas in the United States. We are located on the Interstate 85 corridor between Charlotte, NC and Atlanta, GA — about a 2-hour drive to each of these metropolitan areas. READ MORE >>

You own a small business. You work very hard to maintain it. Yet, you know that accidents can happen at any time. This may be one of the reasons you invest in commercial auto insurance. It can cover many of the risks that can impact your business' vehicles. The key is to know how to insure your car and when you need to do so. READ MORE >>

Floods don't occur simply from an overflowing river, or storm surge after a hurricane. They can originate inside the earth itself. You might not fully understand groundwater swells, but they can prove extremely harmful if they strike your home. Yet, how your personal insurance, including flood coverage, addresses groundwater swells, might vary. READ MORE >>

In a previous blog we told you why you should use an independent insurance agent. Here, I want to show you how easy it is to get a quote and start a policy with our agency. We will work for you and shop all the companies we are contracted with to get you the coverage you need at the best price with a company that will be there for you when you need them the most. READ MORE >>

Social Media is a part of everyday life for most Americans. Each day, millions of people post on Facebook, Twitter, Instagram, and other networks. These accounts are not as private as you think. And Insurance companies are using this fact to underwrite new policies and investigating claims. READ MORE >>

Many small business owners can benefit from a business owner's policy, or BOP. This policy provides a range of benefits, including protection for your assets. It's important to look at the details of your plan to ensure they fit your company properly. You can customize your policy to meet just about any goal. READ MORE >>

The State of South Carolina mandates that you carry a minimum of $25,000 of Bodily Injury Liability per person, $50,000 of Bodily Injury Liability per accident and $25,000 of Property Damage. The state also requires that you carry the same limits for Uninsured Motorist coverage. Third Party Liability READ MORE >>

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