How to Compare Auto Insurance Quotes Like a Pro

Comparing auto insurance quotes can seem like a chore, but it’s essential to making a wise financial decision. With some preparation, you can find the right coverage at the right price.

Tips for Comparing Auto Insurance Quotes

Your agent can help compare quotes so you get the best value for your money. Follow the tips below to evaluate your options like a seasoned shopper:

• Know what coverage you need. Have a clear idea of what coverage levels you’re looking for before you start comparing. This makes it easier to evaluate each quote on an equal footing.

• Match coverage limits. Make sure each quote offers the same liability limits, deductibles and optional add-ons. This is key to making a fair comparison and spotting actual price differences.

• Look beyond the premium. A low premium can be appealing, but consider what you’re getting in return. Check for high deductibles, exclusions or restrictions that could cost more in the long run.

• Review available discounts. Insurers offer various discounts for safe driving, bundling policies or driving fewer miles. Make sure you’re getting all the discounts you qualify for.

• Consider the insurer’s claim process. Price matters, but how an insurance company handles claims is also important. Check out reviews and ratings to know more about turnaround times and customer service.
• Revisit quotes regularly. Your driving habits and personal details can change. Rechecking quotes annually or after significant life events can uncover new savings.

For help comparing auto insurance quotes, contact Select Insurance today.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.